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Operational Risk Management Policy

Operational Risk Management Policy

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This Operational Risk Management Policy provides a structured framework for identifying, assessing, mitigating, and monitoring operational risks in compliance with Consumer Financial Protection Bureau (CFPB) regulations. It ensures that [Your Organization Name] minimizes the impact of risks on its ability to deliver financial services while maintaining consumer protection and regulatory compliance.

Key Highlights:
  • Risk Identification and Assessment: Regular assessments to pinpoint risks in areas like data security, third-party relationships, and technology infrastructure.
  • Risk Mitigation Strategies: Implementation of controls and response plans to reduce risk likelihood and impact.
  • Incident Management: Detailed procedures for reporting, analyzing, and addressing operational incidents.
  • Monitoring and Auditing: Continuous risk monitoring and periodic audits to ensure the effectiveness of controls.
  • Training and Awareness: Comprehensive training for employees on operational risk management and compliance responsibilities.

This policy promotes operational resilience, regulatory compliance, and consumer trust through proactive risk management practices.
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